KABFA, KABFA Designs Confessions of a Shopaholic 2020

Confessions of a Shopaholic 2020

in 2009 the film “Confessions of a shopaholic” came out which is a film adaptation of the Shopaholic Book Series by Sophie Kinsella https://www.bookseriesinorder.com/shopaholic/

But how many people watched the film or read the book and took a leaf from the story line and STOPPED using store cards, taking out loans, buying on HP instead of living with in your financial means?

So maybe this year is the year that you look at doing so.

Many people at this time of year always buy or get brought the same things that can help you to live more frugally and to achieve that one thing that you would like to buy or pay for in the near future.

Some people would have been given a diary, (if not you could get one in the January sales or have an online one.) you have probably even been given a self help book too.

So why not spend a few minuets thinking about.

What is it really want?

What is it that you really need?

What is it that you really desire?

On my blog you can down load a budget c=sheet to help you plan your first or several months budget to help reach that goal.

https://katrinaslomczynski.blogspot.com/

https://www.stepchange.org/Portals/0/img/debt-info/Budget_planner.pdf

Set a time frame and pin it on the wall or fridge somewhere that you can see it every day to motivate you.

If it is something like a holiday then think about like rewards that you can buy to motivate yourself too like a new swimming outfit.

If it is to buy a new outfit, car or save for a house then again put up a picture.

Every month take a few minuets to check where you are with your goal and where you are going to keep your money too.

Are you going to keep it in a tin in the house or open a new saving account with your bank? The best way to not spend the money that you are looking at saving I find is to out it some where else and keep it separate your every day, weekly and monthly spending.

So cut up those store cards, try to lower your over draft or get an account without one. Try to set up any payment plans to settle any old or out standing debts.

(use epically certified sites to support you like debt line, CAB or GovUK website.)

Start small and dream big.

02/01/2020