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Charity Number 1159682
Charity of the Month
The Royal British Legion Charity
Thursday 30 September 2021
Wednesday 29 September 2021
Making prototype(s), How long? How much? Septembers 2021
Making prototype(s), How long? How much? Septembers 2021
Making prototype(s)
One of the things that I love doing is trying new things, although now that I am older I do not do that much now.
I also loved taking things a part to see how they are made and to see if I could make them better.
I love making prototypes of items that I am thinking of making one day and doing reviews on products when I can.
At he moment I am designing a children game for my sister to try out for 10 children under 5.
So we will see what happens and what feed back I can get from it.
How long?
Over the past few weeks I have been looking at getting back into art and seeing how long artwork will take to produce and then hopefully sell.
I did not realize how time consuming it can be when you are waiting for paint to dry.
looking around when you are hand making items you know that each items is going to be different a little.
But will it sell?
How much?
That is the question, I can not charge NMW for my work other wise some items would end up being £100.00 of pounds
So I am having to still thing about price points and how much my time is worth.
https://www.thedesigntrust.co.uk/calculate-the-cost-price-of-your-creative-product/
This is why so many items are made overseas in sweet shops and not in the UK where we have more employment rights to protect people.
Yet if you are self employed or an artist you are still underpaid for your experiences.
But is an artiest not like a Plastic surgeon? One paints with a brush the other with a knife
For me it should not matter what job you do you should be paid for your work experiences , not just your qualifications.
Yet due to NMW that is to protect people and help them to be tread fairly, it is used to keep people down. In 2021 very few people archive more than this due to the current economy,
Even when I looked at going back to teaching full time at my local collage I was only offered £18,000 per annum.
So when it comes to your future you need to take the time to research, adapt, plan and budget.
I have added some link(s) below that may help.
https://www.gov.uk/guidance/vat-exports-dispatches-and-supplying-goods-abroad
Salary checker
https://www.totaljobs.com/salary-checker/salary-calculator
https://www.monster.co.uk/career-advice/article/salary-calculator
Income Tax Checker
https://www.gov.uk/income-tax/check-youre-paying-the-right-amount
https://www.moneysavingexpert.com/family/check-tax-code/
UK Pay Scale
https://www.payscale.com/research/UK/Country=United_Kingdom/Salary
https://www.mirror.co.uk/money/what-you-should-you-expect-19337047
Holiday Entitlements
https://www.gov.uk/holiday-entitlement-rights/holiday-pay-the-basics
Becoming an Apprentices
https://www.gov.uk/become-apprentice/pay-and-conditions
Self Employment
https://www.stepchange.org/debt-info/self-employed-income-calculator.aspx
https://www.gov.uk/working-for-yourself
https://rsaccountancy.co.uk/working-out-what-your-self-employed-day-rate-should-be/
https://www.freeagent.com/guides/expenses/food-and-drink/
https://www.gov.uk/vat-businesses
https://www.thedesigntrust.co.uk/calculate-the-cost-price-of-your-creative-product/
Acas
https://www.acas.org.uk/pay-and-wages
Travel Costs
https://www.hrzone.com/community-voice/discuss/mileagehow-much-should-be-paid
Benefit Support
Benefit Checker
https://www.gov.uk/benefits-calculators
Child Maintenance
https://www.gov.uk/calculate-child-maintenance
Pension Information
https://www.thepensionsregulator.gov.uk/en/employers/managing-a-scheme/contributions-and-funding
Sunday 26 September 2021
Thursday 23 September 2021
Wednesday 22 September 2021
Saturday 18 September 2021
Friday 17 September 2021
Charity of the month
Charity of the month, is month we are going to leave it down to our followers what charity they may or may not want to donate to.
Over the years we have aimed to pick a different local charity that we advertise on our blog and also nationwide and worldwide when possible.
Over the past years a lot of local charities in your home town have closed; those that are nation wide and world wide have also struggled.
What we found is a lot of them now do not just rely on foot fall, they also have their own online shops, use social media and companies like eBay and Amazon.
So when you have time to think about supporting the wider community where you live or even people national and oversea please consider to take the time to support a charity.
This could be done in a number of ways, thinks like donating unwanted items, making gifts they could sell, buying items, raising money, volunteering your time.
One thing that we do is try to research the charity to make sure they are register and to find out where the money they receive is used for. This information should be accessible or be able to be obtained upon request.
Thank you.
GovUK Information
https://www.gov.uk/government/news/make-sure-you-know-where-your-charity-donations-are-going
Managing Charity Finances
https://www.gov.uk/guidance/managing-charity-finances
How to complain about a Charity.
https://www.gov.uk/complain-about-charity
Other information
How Charities work?
https://howcharitieswork.com/transparency-and-accountability/charitable-activity/
How are Charities Regulated
https://howcharitieswork.com/transparency-and-accountability/how-charities-are-regulated/
How Much Do Charities Actually Spend On Good Causes?
https://www.channel4.com/news/factcheck/how-much-charities-spend-good-causes
Other
eBay Charity Shop Link(s)
Thursday 16 September 2021
September 2021 Budgeting for the rest of 2021
September 2021 Budgeting for the rest of 2021
Right ok lets go.
The first thing that I have added or made sure works is the link to making a budgeting plan.
I know it may seam like the most easiest thing to do, yet it is something myself I personal struggle with.
with the changes that we are all like to face over the next few months it would not hurt to think about completing one and keeping on on file.
Most of time when I do this it is an estimated figures that I use. The fist time you do this task can be quite time consuming and taxing. Yet it can help and it also means that if you are asked for one in the future you already have on on file.
On the blog there will be an icon to click on I will check to make sure it works, it should also go to a secure sight.*
*Not all links go to what is called a secure sight so make sure you ani-virus is up to date on your device you are using.
If you any any questions then please contact me.
If you are wanting to find your on budget plans template or information there are a lot of useful details on line now, also at your local library and Citizens Advice Centre.*
*Please note that a lot of line support now days wants you to fill in an on line form. I personal would rather keep a paper copy.
September 2021 Updating My Blog
September 2021 Updating My Blog
Right before I move forward I am going to update my blog and make sure that all of the links work and are up to date.
I will also check my pages and posts to make sure that they are all working, up to date and interlink if possible.
September 2021 Mental Health "It's Time To Talk"
Again in the new this week and also on "loose Women" Mental Health, The NSH, GP appointments and operations have been in the new.
Personal the main issues that people are not realizing is money. We have all now been informed about this new NI Tax that will be coming in 2022.
Yet accessing any medical services is a "post code lottery."
This is why I believe that more information needs to be made public so that people can make the choices that are necessary for their own personal heath and wellbeing; to the best of their abilities.
This information may already be available I do not know, a bit like an Ofsted report for a school.
I know that some property websites can give information about what the area that you are looking to live in can offer, like schools, shops, entertainment, crime rate, I am not sure if they offer NHS service and maybe this is something that should be looked into.
The things we need to try and do for our selves are looking at
Births, Marriages and Death.
Divorce, Dementia, Death
School, collage, University
Money, savings, loans, Taxes
Health and Wealth
Employment options
Benefit options
Support Services
I have listed then like this and will look at covering them in my blog(s)
Please feel free to comment or request more information.
Also link on the link(s) that I have listed to they may help.
Remember, research is the key, ask for help and do not be afraid to except it.
Stay safe.
Wednesday 15 September 2021
How to use a Slow cooker to make works of art.
One of the things that I have been doing with one of my old slow cookers is melting Badyble wax. I have been doing this to make my own home made fire lighters, scented pine cones, home made candles and scented wax melt.
Tuesday 14 September 2021
September 2021 What Now?
What will the rest of 2021 have in store for everyone?
With Covid still on the rise, was have a vaccine really just a smoke screen when the elephant was still in the room?
Money.
Just like with any war that effect human life and the economy, it goes to think that every country had its onw figure on the cost of human life. how may could each country afford to let die, how much money could they afford to lose and then make once the cost of a human life was met??
Now I live in the UK so I can only really speak about what was ultimately lost and achieved over the last two years and most of this from my own personal experience and what I have seen and heard.
So I ask myself why?
What have we learned?
What have we gained?
What have we achieved?
I believe that the answers to these questions are [personal ones that we can only ask and answer yourselves.
For me not much changed over this time frame to date and I guess the one thing that I learned it that things I not likely to in the near future either.
Yet this experience would have been different for everyone om a personal level and how we take on board what we may or may not have learned will determine the future,
So for me, my plant for the rest of this year is to live and live each day like it could be my last.
To say I Love You and try not to end the day on an argument.
Also if possible to try and save a at lest 3 months rent just in case we have another lockdown.
