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Showing posts with label GOV.UK. Show all posts
Showing posts with label GOV.UK. Show all posts

Saturday 9 October 2021

October 2021 Nest Egg Ideas, should I have for the future?

 October 2021 Nest Egg Ideas, should I have for the future?


This is a question at I often ask me self and one that every month I try to think about.

You can not go a day without hearing something about saving and investments.

Most of the time adverts are about death and life after death, for your family and loved ones.

They are about planning for your referment and also your funeral.

For me personal may saving and investment adverts never seam to be about the now.

When Covid 19 hit everyone was effect in one way or another.

In many ways those with saving and investments that could not be easy accessed or liquidated into cash I believe struggled the most.

It was these people who may have had to have made the decision about keeping their savings and investments and not looking at claiming government aid or seeing if they could "cash out" so they could.

This was due to the basic rule that if you had savings/investments over £6,000 you could not claim benefits from the government during lock down.

What a believe is that a lot of people forget about the now!

Yes in the past I did look at the future, I looked a ISA's, Help to buy my first home property schemes, yet they all seamed to have a lot of red tape wrapped around them.

So for me they where like the perfect Christmas gift, but it was like playing the "Chocolate game to get it"

Now the chocolate game for those who do not know what it is is this.


You have a block of chocolate wrapped up on a table.

To get to it you need to roll a six on a die.

You them need to put on a hat

Put on a scarf

Put on a pair of gloves

You them must run/walk over to the table that is about 3 feet away froj you.

You then must use the knife and folk to open the warped up chocolate with.

In the mean time everyone else's who is playing the game, can take it in turns to roll a six on the die too.

If they roll a six you must hand over every thing to them so that they can try to open the chocolate , you have to go back and start all over again.

Once the cholate is opened you are only allowed to eat one piece at a time, in full.

I have played this game may times ion my childhood, the winner is the one who gets to eat the last piece of chocolate and they won a full bar.

So in many ways it paid to not get a six and to let everyone else do all of the hard work for you.

Another game was a flour hill with a chocolate on top.  For this one you had to make sure that the chocolate ever fell, if it did you have to eat it.  So a bit like life, being a house of cards so to speak.

So one thing that I posted "gear change." was making sure that before anything else's that maybe you look at your budget first.

I try to do this once a month, and then if you have time look at how to save money, cut bill costs, spending costs and then maybe savings and investments.

One website that I do use and have found to be helpful is I have listed below along with some others.






Good luck.





Sunday 13 June 2021

How do you sell upcycled furniture? (PartOne)

 

How do you sell upcycled furniture? (PartOne)


Over the last year I have been trying to fix my sofa that I brought from a local charity shop about 5 years ago.


Nope due to general wear and tear I am looking at upcycling it instead of sending it to a landfill or taking it apart and reusing the fabric to make some thing new.


But how do I do this and do it right?


So I will look into this and try to break it down


Step one the second-hand sofa.


The fist thing that one should know what dose second-hand mean?


second-hand

[ˌsekəndˈhand]


ADJECTIVE

  1. (of goods) having had a previous owner; not new.

    "a second-hand car"

    synonyms:

    used · old · nearly new · worn · pre-owned · handed-down · castoff · hand-me-down · reach-me-down

  2. (of information or experience) accepted on another's authority and not from original investigation.

    "second-hand knowledge of her country"

    synonyms:

    indirect · secondary · derivative · derived · vicarious

ADVERB

  1. on the basis that something has had a previous owner.

    "tips on the pitfalls to avoid when buying second-hand"

  2. on the basis of what others have said; indirectly.

    "I was discounting anything I heard second-hand"

    synonyms:

    indirectly · at second hand · on the bush/jungle telegraph · on the grapevine


So where can you buy a second hand sofa from?


For the answer to this question I have added link(s) below that you many find use full.


14 of the Best Online Second Hand Furniture Stores (List) - Home Stratosphere


What do I need to know before buying a second-hand sofa?


For the answer to this question I have added link(s) below that you many find use full.


Top Tips For Buying Second Hand Furniture - Preloved UK


Three Tips for Buying Second Hand Furniture Online - Live Free Creative Co


The Ten Commandments of Buying Used Furniture | Apartment Therapy


5 Common Mistakes to Avoid When Buying a Sofa (thespruce.com)


Avoid These Items When Used Furniture Shopping (thespruce.com)


How do you make sure that you second-hand sofa is safe.


For the answer to this question I have added link(s) below that you many find use full.


Furniture Safety Rules for an Accident Free Home (thespruce.com)


Check the Safety Labels



If you’re buying soft furnishings, be sure to check they have the correct fire safety labels. For example, mattresses should have a label stating compliance with BS 7177.

does upcycled furniture need fire labels - Bing images


Second-hand upholstered furniture | Business Companion


Layout 1 (fira.co.uk)


Why are fire labels important on second-hand sofas?


For the answer to this question I have added link(s) below that you many find use full.


Why are fire labels important? - Reuse Network (reuse-network.org.uk)


Furniture and Furnishings (Fire Safety) Regulations 1988/1989, 1993 and 2010 : Firesafe.org.uk


Where to find a fire label on a sofa


For the answer to this question I have added link(s) below that you many find use full.


Where to Find a Fire Label on a Sofa - Fire Safety Label (gbfoamdirect.co.uk)


What second-hand sofas do not need a fire safety label?


For the answer to this question I have added link(s) below that you many find use full.


The following are excluded from the controls:

  • Furniture made before 1 January 1950

  • materials for upholstery of furniture made before 1 January 1950

  • goods for export


How can I donate a Sofa?


For the answer to this question I have added link(s) below that you many find use full.


Check for fire labels - UK safety standard for upholstered items | BHF




Wednesday 18 November 2020

Wednesday 18th November 2020

  Wednesday 18th November 2020

I can not believe that we are drawing so close to the end of an other year and the one thing that I can think of is how lucky that I am to still be alive and to be able to watch my children grow each day.



The hardest job I have had to do is to not just take care of myslef because no one else will do that for you, but to take care of my family.

I have used this time to go back to the drawing board and to work on my future goals and who I can hopefully move forward in 2021 and how my children will also.

One of the main things that I have done is go back to basics and I have done this by taking the time to draw up a budget plan and to try and average out my incomings and outgoings over the last 6 months so that I can start planing for the future.

I will add a budget plan link to this blog, if I have not already added one.


Tuesday 20 October 2020

Volksbolts and KABFA Designs Face masks, Coverings, Redbubble

 Since January 2020 we have looked at using your art work to be sold on face masks and other posible face coverings.

This is something that a lot of companies have been do for a little over 6 months now including ourselves.

Now that the colder weather is starting to set in and Covid 19 is still at the forfrount of most health issues, manyu people are now looking at buying mace masked that can be reused.


Redbubble who we have used for a number of years now to market our Art work currently offer two diffrent face masked that can be reused; peoviding you follow Covid 19 guide lines facecovering.  

Redbubbles facemakes details and the designs that we have to offer can be fround by clicking on the link below.

For more informatiom please contact use.

https://www.redbubble.com/shop/?iaCode=all-masks&query=kabfa&ref=search_box



Friday 13 March 2020

GOV.UK


I have now added the GOV.UK link to this blog and would recommend that people view this link in their own time to get the correct advices about any thing that they may need advise on.

Please feel free to link on the link provided and follow the necessary links that will answer you questions.#

You call also contact the relevant department direct or seek advice from places like your local CAB (Citizens Advice Centre.) drop in centre.  DO NOT RING THE CAB IT IS NOT A FREE CALL!